Go+ users will have the option to cash-out directly to eWallet or to their local bank account. Touch ‘n Go understands the need of its consumers and a Shariah-compliant fund option is still in the works. Not Shariah Compliant nor protected by PIDMĪt the moment, Principal e-Cash that’s offered by Go+ is not a Shariah-compliant fund and it isn’t treated as E-money or deposit and it is neither capital guaranteed nor capital protected by PIDM. At the current listed 1.43% per annum, the returns are comparable to bank current accounts. However, she shared that Go+ provides the convenience for users to make withdrawals at anytime with no uplift fees or penalty charges. When asked about the low interest rate, Principal CEO Munirah Khairuddin said the e-Cash Fund isn’t meant to compete with fixed deposits. According to Touch ‘n Go, the eWallet will display net earnings after deducting the fees. There’s no sales charge when you cash-in but there’s management fee up to 0.45% per annum and a trustee fee of up to 0.03% per annum. After 3 days, we have accumulated RM0.0055 in earnings with a RM50 cash-in. If you cash-in after 4pm, you will start earning daily returns from the following day.Īt the time of writing, the listed Daily Return Rate is at 1.43% per annum. You must cash-in before 4pm to start earning the next day. Go+ allows you to earn daily earnings from your Go+ total balance. The bank account must be linked to your IC number. You can cash-in with your existing Touch ‘n Go eWallet balance or via online banking through FPX. You can also make additional cash-in at any moment with a minimum amount of RM10. This is available to all Malaysians who are aged 18 years old and above with a verified account. Touch ‘n Go eWallet users can start their investment with a minimum cash-in of RM10.
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